The First Community-Driven Mutual Aid PlatformJoin the QolaQ community and brighten your future where Members empower each other during times of need, creating a stronger tomorrow, together
Why Mutual Aid?
For centuries. people have voluntarily pooled their resources together for the mutual benefit of the community
By the beginning of last year, the number of people participating in mutual aid reached 300+ million in China alone
Mutual aid cultivates solidarity to support the collective benefit of the community
For centuries. people have voluntarily pooled their resources together for the mutual benefit of the communityBy the beginning of last year, the number of people participating in mutual aid reached 300+ million in China aloneMutual aid cultivates solidarity to support the collective benefit of the communityEcosystem Support
Join QolaQ's Programs!
Simple Critical IllnessReceive a lump sum payout upon approval for any of the top nine (9) critical illnesses.
Life ProgramReceive a lump sum payout upon Member's approval in case of a valid death claim
Make your experience easier!
Cost-EffectivenessQolaQ’s "pay-when-needed" mutual aid platform saves our Members money by eliminating the significant costs associated with insurance providers, including commissions, distribution, and underwriting.
Empowered Decision-MakingUnlike traditional insurers, QolaQ employs blockchain technology to allow its Members to vote on claims, ensuring a transparent end-to-end process.
Inclusive for AllTraditional insurance involves complex rules and exclusions. In QolaQ's MAP, there's no underwriting and anyone can join. Members drive claim decisions, fostering inclusivity. QolaQ relies on community goodwill and case-by-case decisions. Everyone can become a Member!
No Premiums EverQolaQ"s MAP only requires contributions when Members vote to approve a claim. This promotes fairness, transparency, and removes the need for initial premium payments required by insurers.
Discover More!Join in uplifting the global community and embark on your journey as a Member!
QolaQ Membership Community
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Member Waitlist+
Registered Countries+
Community MembersQolaQ Ensures Your Data is Safe and Secure!
Data
Encryption
Organizational Security
Access
Control
Two-Factor Authorization
Password Protection
DataEncryption
Organizational SecurityAccessControl
Two-Factor AuthorizationPassword ProtectionWhy QolaQ’s Different?
Security/Privacy
Inclusiveness
Claim Process
Risk Management
Payment
Affordability
Geography
Web2 Mutual Aid (Non-blockchain)
Less Formal Contract
No Underwriting/Exclusions
Claim Decentralized
Limited
Limited
Low
Limited
Smart Contract
No Underwriting/Exclusions
Decentralized
Strong/Smart Contract
Transparency/Automated
Lowest Cost
Inclusive/Global
Digital Insurance
Standard Contract
Rigid Underwriting Strict Exclusions
Centralized/Unilateral
Rules and Ops Layers
No Transparency
Less vs Conventional But Still Costly
Restricted/Higly Regulated
What Qommunity says about us
QolaQ has been Covered by Various Reputable Media
